Zurich Omni Health – The plan that rewards you for staying healthy

The emergence of a more health-conscious society in Malaysia are well reflected by the growth of wellness establishments within the country such as gyms, weight management centres as well as organic food and beverage operators.


I for one am doing my part in getting my family to eat healthier by planting all of the above organic plants in whatever little space I have at home.

Imagine my delight when Zurich Insurance Malaysia Bhd (ZIMB) launched a medical insurance plan, Zurich Omni Health, a comprehensive medical plan that rewards customers for staying fit and healthy while covering their medical bills. It is the first and only in the market which offers cash back on premiums paid under its no claim bonus (NCB) benefits to give customers more reason to stay fit.

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Left to right: Mr Mukesh Dhawan, General Manager, Life Insurance Division and Mr Philip Smith, Chief Executive Officer of ZIMB.

Speaking at the launch, Chief Executive Officer of ZIMB, Philip Smith, explains the company’s efforts in developing products that inspire and motivate customers to lead a healthier lifestyle.

Zurich Omni Health is a standalone non-participating medical plan that is available to anyone between 30 days and 59 years of age. It is the first, and yes, ONLY medical plan in the market to offer 10% cash back on premiums paid under its No Claims Bonus benefit (to be refunded to the policy holder as a bonus in the following policy year) which gives customers more reasons to stay fit.

Mr Mukesh Dhawan, General Manager, Life Insurance Division said Omni Health is a new approach to health insurance that offers more than what money can buy. It was introduced to encourage customers to observe healthier lifestyles by adopting preventive measure.

Malaysians have been rated the highest among Asian countries for being overweight.

“Obesity and high cholesterol are one of the top two reasons of extra loading of medical premiums in Malaysia as it leads to a lot of health problems and high medical cost,” he said. This product is made in mind for those who want to get better.

“Omni Health also features the Wellness Reward Programme for customers with health setbacks at the point of purchase where they will be placed under a wellness programme with professional advice and guidance for getting better.

“Should their conditions improve at the end of the programme, their insurance premium would be automatically reduced,” he added.

Zurich Omni Health makes it more convenient for their policy holders with the Cashless Facility which makes hospital admission hassle-free. Customers are able to receive instant admission and medical attention in times of emergencies at any Zurich panel hospital upon the display of the medical card.

Talking about panel hospitals or clinics, MiCare MyMed mobile application makes it possible for customers to locate panel hospitals or clinics nearest to them instantly by referring to the up-to-date info in the app. It also enables customers to purchase vaccination at discounted rates through the Health Optimiser feature and track their progress under the Wellness Reward Programme.

Celebrity TV Host, Adam C with Mr Smith and Mr Mukesh during the launch.

Adam C gave a personal sharing session before the launch to speak on his initiative to lead a healthier lifestyle. He is also proud to announce that he has quit smoking and further motivates the audience to choose a healthier living – citing that prevention is better than cure!

We are obviously motivated as seen in the picture above, my Ethan who does not fancy drinking juice volunteered to have a glass of carrot juice.

He even drank it! Great job boy!

Ayden too wants to join us in leading a healthier lifestyle.

Riding on the wellness proposition of this plan and to further promote a healthy lifestyle among Malaysians, ZIMB is organising a series of wellness activities during the Omni Health Carnival at its head office and selected branches from 24 October 2015 to 14 November 2015. Members of the public are encouraged to participate as there will be nutrition consultations, wellness talks, health screenings, fitness challenges and also games for kids of all ages to join in.

For those who are as interested as I am, don’t be shy, find out more at, or call   1-300-888-622!

4 Comments + Add Comment

  • //

    Wah, look at those colorful fruits!

  • //

    Good to buy health insurance. They may introduce it here…like overseas and it comes in handy when you go to the nicer, more comfortable private hospitals. Make sure you pick the relevant riders, your agent will advise you.

    • //

      What attracts me to this package is that if we take care of ourselves and get better health report the following year, they’ll automatically readjust our premium rates. They are actually motivating us to keep a healthy lifestyle.

  • //

    I see that they cover until 59 years old only. Most diseases come after that age (with reference to my in-laws). Good for Ethan to drink that carrot juice!

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I am a mother to two boys; Ethan and Ayden and a wife to Darling William. I'm a stay at home mum who blogs to break the monotony of life and to avoid feeling jaded. Would love to get to know all the Super Mommies and Daddies and Babies or Singles out there with the hope that we can learn more from each other. Most of all, I am a happy person, and I hope YOU are too.

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